Transact

Simplify processes by making paper-based and electronic domestic and international payments quickly and easily. Using our global payables solutions, you will be able to manage expenses and payments more effectively, while also minimising your exposure to payment fraud. Reconciliation is also faster, which can help further streamline payments management.

Get access to a range of long and short-term loans designed to meet the specific funding requirements of your business. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve your cash flow, or manage day-to-day expenses more effectively. Our specialists have a wealth of experience customising lending programmes to suit the requirements of all types and sizes of organisations.

Optimise your working capital and make transactions in local and foreign currencies more efficiently by using HSBC’s payment and account solutions. With flexible transaction processing, versatile account structures, robust reporting and direct access to a suite of foreign currency services, you can validate transaction details online, receive transaction confirmation immediately and customise payment templates to reduce errors in recurring transactions.

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit. An HSBC guarantee could enable you to negotiate favourable terms with buyers and suppliers by protecting them from non-performance under a contract while addressing your financing needs. HSBC offers tailored solutions including performance, advance payment, tender, warranty, financial guarantees and standby letters of credit as well as others upon request.